Yes Bank will not be allowed to fail: SBI chairman

The SBI chairman recently said that he is sure “some solutions will emerge” to steady Yes Bank Ltd., which has been trying to raise new capital.


“Yes Bank is a significant player in the market with an almost $40 billion balance sheet,” State Bank of India Chairman Rajnish Kumar told Bloomberg Television in Davos. “I have a feeling that it will not be allowed to fail,” he added.

Kumar’s statement follows speculation government may ask the Bank to bail out the private-sector Yes Bank. However, last month Kumar said it was “out of the question that SBI will do anything for Yes Bank.”

Yes Bank’s shares went down by 80% over the past year due to the asset quality and uncertainty about its efforts to raise new capital. It’s trying to shore up a core equity capital ratio that’s barely above a regulatory minimum of 8%.

“Further prolonging the capital raise could create panic among credit investors, potentially causing unwanted liquidity pressure for the bank,” Bloomberg Intelligence analyst Diksha Gera wrote in a report.

Kumar said for India’s economy, this wouldn’t be good if  Yes Bank were to fail. “Because a bank of that size, if it is allowed to fail, there’s a problem,” he said. “And I am sure that some solutions will emerge.”